Q: Is car insurance for people with dui available, and where can a driver who has been convicted of driving under the influence get dui car insurance?
A: First, a person convicted of a dui, owi, or any “driving under the influence” offence should always contact their current insurance agent or representative for specific questions, since auto insurance laws differ from state to state. In many states, police officers are given the authority to suspend a drunk driver’s license at the scene of the crime. For a person to have their license reinstated, typically they must request an SR-22 form from their insurance provider.
Most car insurance for people with a dui is likely going to require the SR-22. The SR-22 is Financial Responsibility Insurance used to monitor the auto insurance of problem drivers, and is likely what people convicted of a dui will have to submit to their states DMV in order to get their license reinstated. Once the person with a dui obtains and submits their SR-22, their insurance company will be bound by law to notify the DMV if it cancels their coverage, and the DMV will automatically suspend their license. The SR-22 (car insurance for people with a dui) is a way to help make certain that “high-risk” drivers (such as those convicted of a drunk driving offence or dui) maintain car insurance.